Health matching account services (HMA)
Dr. James Raker
(903)824-7295 cell
https://www.healthmatchingaccounts.com/select-your-hma-plan/?broker=3584018519MDL/
(903)824-7295 cell
https://www.healthmatchingaccounts.com/select-your-hma-plan/?broker=3584018519MDL/
you do not have to be an occmed member to participate!
FDIC insured bank account for you to put your money in for healthcare expenses.
The bank will start to match funds into your account that are TAX FREE.
Pay for deductible , copays and healthcare services not covered by your insurance. Medical, Dental, eye glasses, even Lasik or plastic surgery.
Can more than double your money in 36 months for some plans.
Free televisits, discounted medication prescriptions, and become a broker and collect 11% of sales.
Example $10K plan: you put in $4900 and the bank matches in $5100 TAX FREE for a total of $10K in 36 months.
FDIC insured bank account for you to put your money in for healthcare expenses.
The bank will start to match funds into your account that are TAX FREE.
Pay for deductible , copays and healthcare services not covered by your insurance. Medical, Dental, eye glasses, even Lasik or plastic surgery.
Can more than double your money in 36 months for some plans.
Free televisits, discounted medication prescriptions, and become a broker and collect 11% of sales.
Example $10K plan: you put in $4900 and the bank matches in $5100 TAX FREE for a total of $10K in 36 months.
so how does an hma work?
The HMA® is not health insurance.
Total contribution amounts assume no prior medical expenses paid for with your HMA® Medical Reimbursement Card. Monthly contribution amounts vary based on the contribution and number of family members on the plan. The HMA® 2500 and the HMA® 5000 have no additional charges, but starting at the HMA® 7500 level additional charges applied are $5 per month for the first dependent and $10 additional per month for the second or more dependents. Both spouses of a household are permitted to purchase their own individual HMA® plans, but if they wish to have their children under age 26 covered as well, they need to be added during enrollment on one of the plans.
■ Select Your HMA® Product:
Each product option represents the target medical benefit cap that you will be building your plan up to ranging from $2,500 to $60,000. For example, if you select the HMA® 10000 product, you can contribute as little as $140 per month or $4,900 over 35 months and accumulate $10,000 of HMA® medical benefits to pay for your out-of-pocket, medical expenses by swiping your HMA® Medical Reimbursement Visa® Prepaid Card at the point of service
■ Monthly Contribution Amount:
Sample, monthly contribution amounts are listed beside each product option with final pricing determined as you continue in the enrollment process
■ Flexible Payment Arrangements:
Product options can fit any individual or family budget with the ability to scale up your monthly contribution amount and target medical benefit cap as needed on a monthly basis by contacting our customer service department
■ Paid-Up Medical Benefits!:
No further monthly, participant contribution once the total amount of your HMA® medical benefits reaches its target cap (only monthly maintenance fees will be required to maintain your benefits)
■ What Medical Services Are Covered?:
Your HMA® will pay for most of your 213 (d) medical expenses as well as most elective procedures (with MD surgeons only) including fertility procedures, lasik and plastic surgery among other highly sought after procedures. Click here to view a list of covered medical expenses.
Total contribution amounts assume no prior medical expenses paid for with your HMA® Medical Reimbursement Card. Monthly contribution amounts vary based on the contribution and number of family members on the plan. The HMA® 2500 and the HMA® 5000 have no additional charges, but starting at the HMA® 7500 level additional charges applied are $5 per month for the first dependent and $10 additional per month for the second or more dependents. Both spouses of a household are permitted to purchase their own individual HMA® plans, but if they wish to have their children under age 26 covered as well, they need to be added during enrollment on one of the plans.
■ Select Your HMA® Product:
Each product option represents the target medical benefit cap that you will be building your plan up to ranging from $2,500 to $60,000. For example, if you select the HMA® 10000 product, you can contribute as little as $140 per month or $4,900 over 35 months and accumulate $10,000 of HMA® medical benefits to pay for your out-of-pocket, medical expenses by swiping your HMA® Medical Reimbursement Visa® Prepaid Card at the point of service
■ Monthly Contribution Amount:
Sample, monthly contribution amounts are listed beside each product option with final pricing determined as you continue in the enrollment process
■ Flexible Payment Arrangements:
Product options can fit any individual or family budget with the ability to scale up your monthly contribution amount and target medical benefit cap as needed on a monthly basis by contacting our customer service department
■ Paid-Up Medical Benefits!:
No further monthly, participant contribution once the total amount of your HMA® medical benefits reaches its target cap (only monthly maintenance fees will be required to maintain your benefits)
■ What Medical Services Are Covered?:
Your HMA® will pay for most of your 213 (d) medical expenses as well as most elective procedures (with MD surgeons only) including fertility procedures, lasik and plastic surgery among other highly sought after procedures. Click here to view a list of covered medical expenses.
Any purchases at grocery store pharmacies or for other qualifying HMA® medical services can also be covered on a reimbursement basis by completing and submitting our simple online reimbursement form along with your itemized paid receipts conveniently located in your HMA® member portal and mobile app within 30 days of the procedure. In addition, the HMA® is also eligible to be used to pay for elective procedures (with MD surgeons only) such as plastic surgery, lasik, dental and fertility procedures.
The medical services listed below can be paid for by swiping your HMA® Medical Reimbursement Visa® Prepaid Card at the point-of-service and covers a vast majority of qualifying, 213 (d) medical expenses.
HMA® List Of Covered Services
The medical services listed below can be paid for by swiping your HMA® Medical Reimbursement Visa® Prepaid Card at the point-of-service and covers a vast majority of qualifying, 213 (d) medical expenses.
HMA® List Of Covered Services
- Elective Procedures (Lasik, Plastic Surgery, etc. with MD surgeons only)
- Ambulance Services
- Chiropodists, Podiatrists
- Chiropractors (2 routine adjustments per month, $150 max)
- Counseling Service: performed by PsyD or PhD
- Dentists, Orthodontists
- Drug Stores, Pharmacies (no sundries / reimbursement only on grocery store pharmacy purchases)
- Hearing Aid: Sales, Service, Supply Stores
- Chiropodists, Podiatrists
- Hospitals
- Hospital Equipment
- Laboratory / Medical / Dental / Ophthalmic
- Medical and Dental Laboratories
- Opticians, Optical Goods and Eyeglasses
- Optometrists, Ophthalmologists
- Prosthetic Devices
- Osteopathic Physicians